Opening or expanding a restaurant takes more than passion and a great menu. Lenders need to understand how the business will operate, what it will cost, how much capital is required and how repayment is expected to work. DeerStride turns your concept into a structured, lender-ready business plan supported by practical financial projections. Everything we prepare is built on the information and documents you provide.
The bank or SBA lender asks for a full plan and 3 years of projections. We help you put it together, step by step.
Build-out, equipment, permits, opening stock, working capital: a clear budget helps you borrow the right amount.
Lenders look for debt coverage and break-even. When they're clear, a great concept looks like a safe one.
A lender should not have to piece your business together from scattered estimates and ideas.
We organize the story so your concept can be evaluated clearly and seriously.
You provide the concept, location assumptions, expected operating model and available numbers. DeerStride organizes the information, builds the financial structure and identifies anything still needed.
Clear deliverables. Written communication. Defined timeline.
Fixed prices, agreed in writing before we start. You own every file.
Do it yourself first, then let us take it from here.
Try It NowOpening soon? Add a website with every booking and catering request captured: see DeerStride websites, and keep your social media busy with DeerStride social media. Rush (about half the time) +50%. Weekend work +$250 a day.
Before you sign a lease, know your numbers. Add your opening costs and running costs and see how many guests a day you need to break even, and roughly how much you may need to borrow.
to break even. Startup costs: …; with a 3-month cushion: ….
Rough loan size: …
A simple guide, not financial or lending advice. Your lender decides loan size and terms.
Lenders look for the same building blocks in every restaurant plan. Tick what you have and see how close you are, with the next three steps named.
Your next steps:
A simple checklist, not financial or lending advice. Each lender sets its own requirements.
Fixed price, clear scope.
About 40 minutes: concept, location, menu, costs, your experience. No calls needed.
Plan and projections arrive together. Send written comments; one round of changes.
Final plan (Word + PDF) and the live Excel projections are yours.
Our SBA loan sample for "Ashgrove Renovation Co.", a fictional contractor: a full Word/PDF plan and live 3-year projections with debt coverage of 1.50×, 1.94× and 3.04×. Every restaurant and café plan is built in this same lender-ready format.
Full sample available on request.
Opening a restaurant takes courage, savings and years of skill. It shouldn't stall because a loan file asks questions in a language nobody taught you.
When you work with us, your plan is built the way lenders read, every number traces back to what you provide, and you get a fixed price and a written update at every step. Your opening is in good hands.
The plan follows what SBA lenders usually ask for: business description, management, market, operations, startup costs, sources and uses, and projections with debt coverage. Your lender decides what they need, so send us their checklist and we'll match it.
No. We can build the plan around a target location and update the numbers once the lease is agreed.
No. The questionnaire and written messages cover everything, and you get a written record of every assumption.
We update your plan and numbers with a Lender Feedback Revision, from $795, quoted at a fixed price before we start.
The recipes are ready; the loan plan isn't. Lenders want numbers, structure and proof, and every week of delay costs you. We'll help you make your case clearly.
Let's Build Your Case →Two minutes now. No calls, no obligation.
